SMSF specialist accountant in Werribee.
Set-up, administration, audit arrangement and strategy for self-managed super funds, led by Hardeep Singh, an accredited SMSF Specialist Advisor (SSA®) and Fellow of The Tax Institute.
Why trustees choose Supertax
- Accredited specialist. Hardeep holds the SMSF Specialist Advisor accreditation from the SMSF Association, and is a Registered Tax Agent, MIPA and FTI.
- One person who knows your fund. You deal directly with the advisor who prepares your fund's accounts.
- Built on BGL and Class Super. The two leading SMSF platforms, with bank and share data fed in automatically.
- Consultations in your language. English, Punjabi, Hindi and Urdu, in our Werribee office or online.
What we do for your fund
From the day your fund is set up to the day it's wound up.
Setting up your fund
Trust deed, individual or corporate trustee, ABN and TFN, ATO election, bank account, electronic service address and investment strategy.
Annual administration
Financial statements, member statements and the SMSF annual return, lodged on time, using BGL or Class Super.
Independent audit, arranged
We prepare the audit file and arrange the yearly audit with a registered SMSF auditor.
Contributions and caps
Planning concessional and non-concessional contributions, bring-forward arrangements and carry-forward cap space.
Retirement phase and pensions
Starting account-based pensions, minimum payment calculations and transfer balance account reporting.
Property in your SMSF
Help with the rules for buying property in super, including limited recourse borrowing and related-party restrictions.
Division 296 planning
Projecting balances above $3 million and reviewing how assets and withdrawals are timed under the new tax.
Taking over your fund
Moving your existing SMSF to Supertax: we collect the records from your current accountant and pick up where they left off.
Is an SMSF right for you?
An SMSF can suit you if
- you want to choose your own investments, such as direct shares or property
- your combined balance is large enough for the fixed costs to make sense
- you want to combine super with family members, up to six members
- you have the time and interest to act as a trustee
Think carefully if
- your balance is modest and your current fund's fees are low
- you rely on insurance held in your current fund
- you'd rather not be legally responsible for compliance
- members' circumstances could change, for example separation or moving overseas
SMSF questions
How much does it cost to run an SMSF?
Costs depend on how complex the fund is. Every fund pays the ATO supervisory levy ($259 a year), a yearly independent audit, and accounting and tax return fees. We give you a fixed quote before any work starts. To compare with your current fund, try our SMSF cost checker.
Is there a minimum balance for an SMSF?
There's no legal minimum. Because most SMSF costs are fixed dollar amounts, a fund with a smaller balance pays more as a percentage. For many people the cost only makes sense at a higher balance, so we'll look at your numbers with you before you decide.
Can my SMSF buy property?
Yes, an SMSF can buy residential or commercial property if it meets the sole purpose test and suits the fund's investment strategy. Members and their relatives can't live in or rent a residential property owned by the fund, although a business property can be leased to a related business at market rent. Borrowing must use a limited recourse borrowing arrangement.
Who audits my SMSF?
Every SMSF must be audited each year by an independent, ASIC-registered SMSF auditor. We prepare the audit file and arrange the audit for you, and the auditor reports to the ATO if any rules have been broken.
What is Division 296?
Division 296 is an additional tax on the realised earnings of members with a total super balance above $3 million, with a higher rate above $10 million. It applies from 1 July 2026, and the first assessments will follow the 2026–27 year. Read more in our 2026 SMSF changes guide.
Can you take over my existing SMSF?
Yes. We collect the fund's records from your current accountant, review where the fund is up to, and take over the administration, tax return and audit arrangements from there.