SMSF & Super articles.
Practical, plain-English guidance on smsf & super from registered tax agents and SMSF specialists at Supertax.
SMSF residential property changes: what the new borrowing ban means for investors
From 10 August 2026, SMSFs can't take out new LRBAs to buy residential property. What the borrowing ban means, what's grandfathered and the options left.
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Important SMSF changes for 2026: what every trustee needs to know
Division 296, a higher transfer balance cap, bigger contribution caps and Payday Super: the rule changes SMSF trustees should plan for in 2026.
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The Super Contribution Mistake That Can Trigger An ATO Tax Bill
Super contributions can be a smart way to grow your retirement savings and reduce tax. But many Australians accidentally break superannuation rules without realising it.
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Can You Access Super Early in Australia? Rules & Risks Explained (2026)
Superannuation is designed for your retirement — not for early withdrawal.
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Division 293 Tax Explained: How Extra Super Tax Works in Australia (2026 Guide)
If your income and concessional super contributions exceed $250,000, you may be required to pay Division 293 tax.
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Capital Gains in SMSF: How It Works & Smart Ways to Reduce Tax (2026 Guide)
Managing your Self-Managed Super Fund (SMSF) involves more than just choosing investments — every decision has a tax impact. One of the most important areas to…
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Division 296 Super Tax 2026: Key Changes for High-Balance Super Members
Australia’s proposed Division 296 super tax is set to reshape how high-balance superannuation accounts are taxed. Aimed at individuals with balances exceeding $3…
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How to Grow Your Superannuation in 2026: Top Strategies for Australian Workers
Australia’s superannuation system has crossed $4.3 trillion in assets, making it one of the strongest retirement systems globally. With key regulatory changes in…
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Australia Division 296 Tax vs Current Super Rules: Complete 2026 Guide
The proposed Division 296 super tax is one of the most significant potential changes to Australia’s superannuation system in recent years.
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SMSF Property Investment Australia: Tax Benefits & Key Considerations
Investing in property through a Self-Managed Super Fund (SMSF) has become increasingly popular among Australians looking to build long-term retirement wealth.…
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Industry Fund vs SMSF: Which Super Option is Right for You? (2026 Guide)
When planning for your retirement, choosing between an Industry Super Fund and a Self-Managed Super Fund (SMSF) is a significant decision. Both options have their…
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Government Updates Impacting Tax, R&D Incentives and Superannuation (2026)
Australian tax laws and financial regulations continue to evolve, creating new opportunities and compliance requirements for individuals, investors, and businesses.…
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Penalties for Unpaid Superannuation in Australia (What Employers Must Know)
Failing to meet superannuation obligations is one of the most expensive compliance mistakes an Australian employer can make. If super contributions are not paid by…
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Directors Penalty Notice on Unpaid Superannuation: What Australian Directors Must Know
Receiving a Director Penalty Notice (DPN) for unpaid superannuation from the Australian Taxation Office (ATO) is one of the most serious compliance issues a company…
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How Capital Gains Work in an SMSF (2026 Guide)
Managing a Self-Managed Super Fund (SMSF) involves more than just choosing investments — every transaction has tax implications. One of the most important areas to…
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What Is a Superfund ABN? A Complete Guide for SMSF Trustees in Australia
Australia’s superannuation system is designed to safeguard your financial future, and for many Australians, a Self-Managed Super Fund (SMSF) provides greater…
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Division 296 Super Tax Starts July 2025: What Every Investor & Expat Needs to Know
Following the Labor Government’s decisive re-election victory in May 2025, Prime Minister Anthony Albanese confirmed the introduction of the controversial Division…
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5 Key Considerations Before Setting Up a Self-Managed Super Fund (SMSF)
Setting up a Self-Managed Super Fund (SMSF) offers an exciting opportunity to take full control of your retirement savings. It allows you to tailor investments to…
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Smart Moves for Self-Employed Retirement Planning
Should You Contribute to Your Superannuation if You’re Self-Employed?
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Is Superannuation the Best Way to Save for Retirement?
When it comes to planning for retirement, there’s no one-size-fits-all solution. While superannuation is a key retirement savings tool for Australians, its…
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Top 10 Benefits of Having a Self-Managed Superannuation Fund (SMSF)
Did you know that as of March 2024, there were 616,400 Self-Managed Superannuation Funds (SMSFs) in Australia, collectively managed by over 1.1 million members?…
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